We at Oriental want to help you reach your financial goals. This is why all of our checking accounts allow you to perform all of your daily transactions with the flexibility you are looking for.
1 For individuals only. It requires an average daily balance of $500. Must keep an average daily balance of $2,500 or more to earn interests.
2 For retail account holders only. An average daily balance of $5,000 is required. If account balance does not meet the minimum requirements a monthly service charge of $14.99 will be charge. A minimum average daily balance of $500.00 is necessary in order to receive the disclosed annual percentage yield (APY).
3 For individual only. This account requires being subscribed to Direct Deposit with our institution.
4 Charges could apply to transactions made at ATMs from other banking institutions.
5 Credit line subject to credit approval. Certain restrictions and charges apply.
6 Subject to the Federal Deposit Insurance Company (FDIC) disposition. For more information go to
7 Trademark. Applies only to participating locations. Benefit begins on July 6, 2011.
8 Only for individuals. Minimum opening balance: $25. Reimbursement of up to 3 ATM transaction fees (ATM Surcharge), up to $1.50 for ATM surcharge, up to $4.50 monthly, starting on the second cycle of the periodic statement from the time of the Libre Account (Account) opening, for withdrawals by ATM against the Account and in cycles in which the Account maintains an average daily balance of $1,000.00 or more. During the first cycle and in any other cycle where the minimum daily balance of $1000.00 is not maintained the ATM Surcharge by transaction at ATMs made outside the Oriental net will apply according to what is divulged by the net at the moment of transaction. Other fees will apply according to the Account contract and disclosure.
* Certain terms, conditions, and restrictions apply. Minimum opening balance: $25. Refund of up to 3 ATM fees ("ATM Surcharge") up to $1.50 per ATM surcharge, up to $4.50 a month, beginning on the second cycle of the periodic account statement after opening the Cuenta Libre ("Account") for ATM withdrawals from said Account, in cycles in which the Account maintains an average daily balance of $1,000 or more. During the first cycle and in any cycle that it does not maintain the minimum average daily balance of $1,000, the "ATM Surcharge" will apply for ATM transactions made outside the Oriental network according to what has been disclosed by the network at the time of the transaction. Other charges apply according to the Account’s contract and disclosure. Products offered by Oriental Bank. Member FDIC ** Subject to credit approval and Bank parameters
For more information, request a copy of the account disclosure at any of our branches. Products offered by Oriental Bank, Member FDIC.